Date: Fri, 3 Feb 2023 11:16:22 -0500 (EST) From: Ethan O'Toole <telmnstr@757.org> To: Martin Flynn via vcf-midatlantic <vcf-midatlantic@lists.vcfed.org> Subject: Re: [vcf-midatlantic] OT: HA! I can't believe this is a REAL     product!

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Insurance claim was denied in its entirety I mean the business model of an insurance company is to collect money inbound and try any way possible to refuse payment so they can keep it.

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